Ron Hilliges is General Manager of Norfolk Mutual Insurance Company in Norfolk, Nebraska. Norfolk Mutual is a 135-year-old mutual insurance company, established in 1890. Hilliges has been with the company for over 28 years, helping the company advance from typewriters to computers and data processors and from paper files to digital storage. Even as a relatively small mutual insurance company, Norfolk Mutual's risk in force (the total value of the property insured) has grown from $800 million to $2.6 billion and its been the surviving entity of two different mergers over the past 30 years.